Mortgage advice for foreign nationals and visa holders
We specialise in helping people who’ve moved here to work, study or join family. That includes limited credit history, overseas income evidence, and documents that don’t fit a typical template. Clear guidance, careful packaging, and access to a broad range of lenders.
What we focus on
We pre-assess your documents and credit profile, then match you to lenders whose criteria align with your visa and income.
Visa-friendly options
Skilled Worker, Health & Care, Graduate, Dependant and more — criteria mapped to your status.
Complex income
Probation periods, variable pay, self-employed and limited-company structures considered.
Thin credit files
Limited history or new accounts — practical steps to strengthen your profile.
Straight answers
Feasibility upfront, realistic timelines, and transparent next steps.
Methodical, multilingual, and practical
- ✓ Clear document checklist tailored to your visa and income type.
- ✓ Criteria matched to your exact profile — not guesswork.
- ✓ Honest feasibility — if it’s “not yet”, we’ll tell you what to fix.
- ✓ Case packaging that answers underwriters’ questions early.
- ✓ Communication in plain English, with multi-language support available.
What to expect
1) Discovery. A short call to understand your situation and goals.
2) Document check. Payslips, bank statements, visas/BRP, and credit report.
3) Lender shortlist. Options filtered to criteria that actually fit.
4) Decision in Principle. A realistic DIP before full application.
No surprises — just clear steps and timescales.
Ready to explore your options?
Share a few details and we’ll outline what looks achievable — and what to work on if not.
Start an enquiry*As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.