Your affordability figures

Enter the total income for all applicants. This gives a guide only and does not confirm lender eligibility.

Income and commitments

Please enter a valid annual income before calculating.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. This calculator provides a general guide only and is not mortgage advice.

Disclaimer: 

This calculator provides an indicative estimate of what you may be able to borrow based on the information provided. It is for illustration purposes only and does not constitute financial advice or a mortgage offer. Actual affordability will depend on a detailed assessment of your circumstances, credit history, and lender criteria. For a personalised assessment, speak to a qualified mortgage adviser.