Your shared ownership figures

Enter the property value and share you plan to buy. This is a guide only and does not confirm scheme or lender eligibility.

Property and mortgage

Deposit

Rent and charges

Please enter a valid property value, share percentage, interest rate and mortgage term.

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As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. Shared ownership rent, service charge and lender criteria can vary, so this calculator is a guide only.

Important information

This calculator provides an indicative guide to monthly shared ownership costs only. Mortgage payments are illustrated on a straight repayment basis, including both interest and capital repayment over the selected term.

Rent on the unsold share is based on the annual rent percentage entered into the calculator. Many shared ownership leases review rent annually, often with reference to RPI or another lease-specific formula. Your lease will confirm the exact rent, review dates and increase method.

Service charges can vary by property and may change over time. You should check the property-specific service charge, rent terms, lease details and lender requirements before making any commitment.

The figures shown should not be relied on as confirmation of affordability or as a recommendation to proceed. You should seek mortgage advice, review lender illustrations and obtain independent legal advice before entering into any agreement.

Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it.